1201.154 – COVERAGE FOR CERTAIN PREVIOUSLY COVERED PERSONS.
Texas Insurance Code § 1201.154
Summary
This law prohibits the application of preexisting condition clauses for individuals who have maintained continuous creditable coverage for at least 18 months. It ensures that those transitioning to new individual health insurance policies are not penalized for prior health conditions if their previous coverage ended within 63 days of starting the new policy.
Preexisting condition clauses cannot apply to eligible individuals.
Eligibility requires 18 months of continuous creditable coverage.
Coverage must have ended no more than 63 days before new policy starts.
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In simple terms: Learn about Texas's COVERAGE FOR CERTAIN PREVIOUSLY COVERED PERSONS. law, including definitions, penalties, and legal implications.. This means people must follow this rule, and breaking it can lead to criminal penalties.
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