1201.012 – DEFENSE OF CLAIM. The following actions by an
Texas Insurance Code § 1201.012
Summary
This law clarifies that certain actions by insurers, such as acknowledging receipt of a claim or investigating it, do not waive their rights to defend against the claim. It primarily affects insurers and policyholders in individual accident and health insurance contexts.
Insurers can acknowledge claims without waiving defense rights.
Providing forms for proof of loss does not imply liability.
Investigating a claim does not forfeit the insurer's defense options.
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In simple terms: Learn about Texas's DEFENSE OF CLAIM. The following actions by an law, including definitions, penalties, and legal implications.. This means people must follow this rule, and breaking it can lead to criminal penalties.
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