1131.105 – APPLICATION FOR POLICY; STATEMENTS OF INSURED.
Texas Insurance Code § 1131.105
Summary
This law requires that group life insurance policies include the policyholder's application and clarifies that statements made by the policyholder or insured are representations, not warranties. It protects insured individuals by ensuring that their statements cannot be contested without proper documentation.
Policyholder's application must be attached to the issued policy.
Statements by insured are representations, not warranties.
Insured's statements cannot be contested without documentation.
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In simple terms: Learn about Texas's APPLICATION FOR POLICY; STATEMENTS OF INSURED. law, including definitions, penalties, and legal implications.. This means people must follow this rule, and breaking it can lead to criminal penalties.
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