1131.104 – INCONTESTABILITY OF POLICY. A group life
Texas Insurance Code § 1131.104
Summary
This law ensures that a group life insurance policy cannot be contested after two years, except for nonpayment of premiums. It protects insured individuals from having their statements about insurability used against them after the policy has been active for a specified period.
Policy validity cannot be contested after two years.
Nonpayment of premiums is the only exception.
Insurability statements cannot be used to contest after two years.
Frequently Asked Questions
Why Attorneys Choose FlawFinder
Side-by-side with Westlaw and LexisNexis
Feature
FlawFinder
Westlaw
LexisNexis
Monthly price
$19 - $99
$133 - $646
$153 - $399
Contract
None
1-3 year min
1-6 year min
Hidden fees
$0, always
Up to $469/search
$25/mo + per-doc
Police SOPs
✓ 310+ departments
✗
✗
Zero-hallucination AI
✓ CitationGuard
✗
✗
Cancel
One click
Termination fees
No option to cancel
Explain Like I'm 5
In simple terms: Learn about Texas's INCONTESTABILITY OF POLICY. A group life law, including definitions, penalties, and legal implications.. This means people must follow this rule, and breaking it can lead to criminal penalties.
FlawFinder provides legal information, not legal advice. Consult a licensed attorney for specific legal guidance.