1109.011 – IDENTIFICATION OF DEATH MASTER FILE MATCHES.
Texas Insurance Code § 1109.011
Summary
This law requires insurers to regularly check their life insurance policies and annuity contracts against a Death Master File to identify deceased policyholders. This process helps ensure that benefits are paid to the correct beneficiaries and prevents fraud.
Insurers must check policies against a Death Master File semiannually.
Initial checks require a full Death Master File comparison.
Subsequent checks use update files for ongoing verification.
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In simple terms: Learn about Texas's IDENTIFICATION OF DEATH MASTER FILE MATCHES. law, including definitions, penalties, and legal implications.. This means people must follow this rule, and breaking it can lead to criminal penalties.
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