1105.004[1/2] – REQUIRED NONFORFEITURE PROVISIONS. (a) A life
Texas Insurance Code § 1105.004[1/2]
Summary
This law mandates that life insurance policies issued in Texas include specific nonforfeiture provisions to protect policyholders. It ensures that if a policyholder defaults or surrenders their policy, they receive benefits that are at least as favorable as those outlined in the statute.
Life insurance policies must include nonforfeiture provisions.
Provisions must favor defaulting or surrendering policyholders.
Compliance with Section 1105.012 is required.
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In simple terms: Learn about Texas's REQUIRED NONFORFEITURE PROVISIONS. (a) A life law, including definitions, penalties, and legal implications.. This means people must follow this rule, and breaking it can lead to criminal penalties.
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