1101.006 – INCONTESTABILITY. (a) Except as provided by
Texas Insurance Code § 1101.006
Summary
This law mandates that life insurance policies become incontestable after two years, barring nonpayment of premiums. It protects policyholders by ensuring that insurers cannot dispute claims after this period, except under specific conditions related to military service.
Life insurance policies are incontestable after two years.
Excludes nonpayment of premiums from this rule.
Insurers may contest claims related to military service at any time.
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In simple terms: Learn about Texas's INCONTESTABILITY. (a) Except as provided by law, including definitions, penalties, and legal implications.. This means people must follow this rule, and breaking it can lead to criminal penalties.
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