Texas — Statute

20.27 – PERIOD OF SECURITY FREEZE. A security freeze on a | Texas Law

Learn about Texas's PERIOD OF SECURITY FREEZE. A security freeze on a law, including definitions, penalties, and legal implications.

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Texas State Law

20.27 – PERIOD OF SECURITY FREEZE. A security freeze on a

Texas Business and Commerce Code § 20.27

Summary

This law establishes that a security freeze on a protected consumer's credit file remains effective until it is lifted by the consumer or their representative, or removed by the reporting agency under specific conditions. It primarily affects consumers seeking to protect their credit information from unauthorized access.

Security freeze lasts until consumer requests removal.

Can also be lifted by the reporting agency under certain conditions.

Affects protected consumers' credit file security.

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Explain Like I'm 5

In simple terms: Learn about Texas's PERIOD OF SECURITY FREEZE. A security freeze on a law, including definitions, penalties, and legal implications.. This means people must follow this rule, and breaking it can lead to criminal penalties.

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