20.25 – REQUEST TO PLACE A SECURITY FREEZE; CREATION OF
Texas Business and Commerce Code § 20.25
Summary
This law requires consumer reporting agencies to implement a security freeze on a protected consumer's file upon request from their representative. It is designed to protect vulnerable consumers, such as minors or individuals with disabilities, from identity theft and unauthorized access to their credit information.
Consumer reporting agencies must freeze files upon request.
Applicable to protected consumers like minors and disabled individuals.
Requests must come from a designated representative.
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In simple terms: Learn about Texas's REQUEST TO PLACE A SECURITY FREEZE; CREATION OF law, including definitions, penalties, and legal implications.. This means people must follow this rule, and breaking it can lead to criminal penalties.
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