20.039 – RESPECT OF SECURITY FREEZE. A consumer reporting
Texas Business and Commerce Code § 20.039
Summary
This law requires consumer reporting agencies to respect and honor security freezes placed by other agencies on consumer files. It ensures that if a consumer has frozen their credit with one agency, all others must comply with that freeze, protecting the consumer's identity and credit information.
Consumer reporting agencies must honor security freezes.
Applies to all consumer reporting agencies.
Enhances consumer protection against identity theft.
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In simple terms: Learn about Texas's RESPECT OF SECURITY FREEZE. A consumer reporting law, including definitions, penalties, and legal implications.. This means people must follow this rule, and breaking it can lead to criminal penalties.
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