20.034 – REQUESTING SECURITY FREEZE. (a) On written
Texas Business and Commerce Code § 20.034
Summary
This law allows consumers to request a security freeze on their credit file to prevent unauthorized access. It requires consumer reporting agencies to act on these requests within five business days, ensuring consumer protection against identity theft.
Consumers can request a security freeze via certified mail.
Agencies must act within five business days of receiving the request.
Consumers are informed about the process for placing and removing freezes.
Frequently Asked Questions
Why Attorneys Choose FlawFinder
Side-by-side with Westlaw and LexisNexis
Feature
FlawFinder
Westlaw
LexisNexis
Monthly price
$19 - $99
$133 - $646
$153 - $399
Contract
None
1-3 year min
1-6 year min
Hidden fees
$0, always
Up to $469/search
$25/mo + per-doc
Police SOPs
✓ 310+ departments
✗
✗
Zero-hallucination AI
✓ CitationGuard
✗
✗
Cancel
One click
Termination fees
No option to cancel
Explain Like I'm 5
In simple terms: Learn about Texas's REQUESTING SECURITY FREEZE. (a) On written law, including definitions, penalties, and legal implications.. This means people must follow this rule, and breaking it can lead to criminal penalties.
FlawFinder provides legal information, not legal advice. Consult a licensed attorney for specific legal guidance.