20.032 – NOTIFICATION OF SECURITY ALERT. A consumer
Texas Business and Commerce Code § 20.032
Summary
This law requires consumer reporting agencies to inform individuals requesting a consumer report if a security alert is active on the consumer's file. It also mandates the inclusion of a verification phone number if provided by the consumer, enhancing consumer protection against identity theft.
Agencies must notify requesters of active security alerts.
Verification phone number must be included if provided.
Aims to protect consumers from identity theft risks.
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In simple terms: Learn about Texas's NOTIFICATION OF SECURITY ALERT. A consumer law, including definitions, penalties, and legal implications.. This means people must follow this rule, and breaking it can lead to criminal penalties.
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