Pennsylvania law section 1788 establishes minimum financial responsibility requirements for neighborhood electric vehicles (NEVs) operated on highways, including specific coverage amounts for injuries and property damage. It also states that no additional insurance coverages are required or offered for NEVs. The section was added in 2014 to regulate insurance standards for these vehicles.
NEVs in Pennsylvania must have at least $15,000 coverage for injury to one person, $30,000 for injury to multiple persons, and $5,000 for property damage per accident.
No, Pennsylvania law exempts NEVs from requiring or offering any coverages beyond the specified minimum financial responsibility.
The requirements became effective on May 1, 2015, following the 2014 amendment adding section 1788.
Section 1788 specifically covers neighborhood electric vehicles operated or registered on Pennsylvania highways.