This section clarifies the rules around subrogation in motor vehicle-related claims, stating that insurers cannot seek reimbursement from a claimant's tort recovery for certain benefits. It also establishes the statute of limitations for filing claims for first-party benefits, including special provisions for minors. The law emphasizes timely action and limits subrogation rights in specific circumstances.
Subrogation is the right of an insurer to seek reimbursement from a claimant's tort recovery for benefits paid. In Pennsylvania, this right is limited for certain benefits related to motor vehicle accidents.
You must file within four years from the date of the accident if no benefits have been paid, or within four years from the last payment if benefits have already been paid.
Yes, minors have four years from their 18th birthday to initiate a claim for benefits related to injuries sustained in a motor vehicle accident.
Yes, section 1720 related to subrogation in workers' compensation cases was partially repealed by Act 44, limiting its application in those circumstances.