Pennsylvania law requires liability insurance policies for most motor vehicles to include a minimum medical benefit coverage of $5,000. Insurers must also offer a basic policy that meets the state's minimum financial responsibility and medical benefit requirements. These provisions ensure drivers have essential medical coverage in case of an accident.
Pennsylvania law requires a minimum medical benefit coverage of $5,000 in liability insurance policies for most motor vehicles.
Yes, all insurers must make available a policy that includes only the minimum financial responsibility and medical benefit requirements mandated by the state.
No, the law excludes recreational vehicles not intended for highway use, motorcycles, motor-driven cycles, or motorized pedalcycles from the medical benefit requirement.
The requirements took effect on October 1, 1984, with subsequent amendments made in 1989 and 1990 to update the provisions.