This chapter, known as the Motor Vehicle Financial Responsibility Law, establishes the legal framework for vehicle insurance requirements in Pennsylvania. It specifies the administration of the law by the Department of Transportation and the Insurance Department, and clarifies its scope and applicability. The law also references historical amendments related to automobile insurance policies.
It establishes the requirements for vehicle owners to carry financial responsibility, primarily through insurance, to ensure coverage in case of accidents.
The Department of Transportation enforces most provisions, while the Insurance Department handles insurance-related matters under its jurisdiction.
No, this chapter does not apply to motor vehicles owned by the United States.
Yes, references to older automobile insurance acts have been repealed and incorporated into the current Insurance Company Law of 1921, with amendments noted in the law's history.