Oregon — State Statute

Oregon Revised Statutes Chapter 94 § 94.685 — Specification of insurance for individual lots

Oregon Revised Statutes Chapter 94 ·
Oregon Code § 94.685 · Enacted · Last updated March 01, 2026
Statute Text
Specification of insurance for individual lots. (1) Unless provided in the declaration, the bylaws shall specify: (a) The insurance an owner must obtain, if any; (b) The insurance, if any, an individual owner is precluded from obtaining; (c) The responsibility for payment of the amount of the deductible in an association insurance policy; and (d) Whether or not the insurance coverage obtained and maintained by the board of directors may be brought into contribution with insurance bought by owners or their mortgagees. (2) The declaration or bylaws may provide that the responsibility for payment of the amount of the deductible may be prescribed by resolution adopted by the board of directors. [1981 c.782 §54; 1999 c.677 §23; 2007 c.409 §16]
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This section of Oregon law addresses Specification of insurance for individual lots. Read the full statute text above for details.
This page reflects the current text as of our last update. Always verify with the official Oregon legislature website for the most current version.
The formal citation is Oregon Code § 94.685. Use this format in legal documents and court filings.
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