Oregon Code § 746.635·Enacted ·Last updated March 01, 2026
Statute Text
Investigative consumer reports.
(1) No insurer, insurance producer or insurance-support organization may
prepare or request an investigative consumer report about an individual in
connection with an insurance transaction involving an application for
insurance, a policy renewal, a policy reinstatement or a change in insurance
benefits unless the insurer or insurance producer informs the individual:
(a) That the
individual may request to be interviewed in connection with the preparation of
the investigative consumer report; and
(b) That upon a
request pursuant to ORS 746.640, the individual is entitled to receive a copy
of the investigative consumer report.
(2) If an
investigative consumer report is to be prepared by an insurer or insurance
producer, the insurer or insurance producer shall institute reasonable
procedures to conduct a personal interview requested by the individual.
(3) If an
investigative consumer report is to be prepared by an insurance-support
organization, the insurer or insurance producer desiring the report shall
inform the insurance-support organization whether a personal interview has been
requested by the individual. The insurance-support organization shall institute
reasonable procedures to conduct such requested interviews. [1981 c.649 §9;
2003 c.364 §158]