Oregon Revised Statutes Chapter 746 § 746.280 — Designation of particular motor vehicle repair shop by insurer prohibited;
Oregon Revised Statutes Chapter 746 ·
Oregon Code § 746.280·Enacted ·Last updated March 01, 2026
Statute Text
Designation of particular motor vehicle repair shop by insurer prohibited;
notice; limitation of costs.
(1) An insurer may not require that a particular person make the repairs to the
insureds motor vehicle as a condition for recovery by the insured under a
motor vehicle liability insurance policy.
(2) Prior to
providing a recommendation that a particular person make repairs to the insureds
motor vehicle, the person adjusting the claim on behalf of the insurer shall
inform the insured of the rights conferred by subsection (1) of this section by
communicating in a statement substantially similar to the following:
______________________________________________________________________________
OREGON LAW
PROHIBITS US FROM REQUIRING YOU TO GET REPAIRS TO YOUR VEHICLE AT A PARTICULAR
MOTOR VEHICLE REPAIR SHOP. YOU HAVE THE RIGHT TO SELECT THE MOTOR VEHICLE
REPAIR SHOP OF YOUR CHOICE.
______________________________________________________________________________
(3) If an insured
elects to have the motor vehicle repaired at a motor vehicle repair shop other
than a shop recommended by the insurer, the insurer may not limit the cost of
repairs necessary to return the motor vehicle to a preloss condition relative to
safety, function and appearance other than as stated in the policy or as
otherwise allowed by law.
(4) If an insured
accepts the insurers recommendation, the insurer shall provide, electronically
or in printed form, a statement to the insured within three business days after
the date of acceptance in substantially the following form:
______________________________________________________________________________
WE HAVE
RECOMMENDED A MOTOR VEHICLE REPAIR SHOP. IF YOU AGREE TO USE OUR RECOMMENDED
REPAIR SHOP, YOUR VEHICLE WILL RECEIVE REPAIRS RETURNING IT TO A PRELOSS
CONDITION RELATIVE TO SAFETY, FUNCTION AND APPEARANCE AT NO ADDITIONAL COST TO
YOU OTHER THAN AS STATED IN THE INSURANCE POLICY OR AS OTHERWISE ALLOWED BY
LAW.
______________________________________________________________________________
[1977 c.785 §2; 2007 c.506 §1]
Note:
See note under 746.275.
Plain English Explanation
This Oregon statute addresses Designation of particular motor vehicle repair shop by insurer prohibited;
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Key Points
01Part of Oregon statutory law
02Referenced as Oregon Code § 746.280
03Subject to legislative amendments
04Consult a licensed attorney for application to specific cases
Frequently Asked Questions
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