Oregon Code § 746.045·Enacted ·Last updated March 01, 2026
Statute Text
Prohibition on rebates; exceptions; rules.
(1) A person may not personally or otherwise offer,
promise, allow, give, set off, pay or receive, directly or indirectly, any
rebate of or rebate of part of the premium payable on an insurance policy or
the insurance producers commission on an insurance policy, or earnings,
profit, dividends or other benefit founded, arising, accruing or to accrue on
or from the policy, or any other valuable consideration or inducement to or for
insurance on any domestic risk, which is not specified in the policy.
(2) A premium
discount or rebate is not prohibited by this section if the discount or rebate
is:
(a) Offered in
connection with a program of health promotion or disease prevention, as
described in 42 U.S.C. 300gg-4;
(b) Paid for
participation in a program to promote healthy behaviors under ORS 743.824; or
(c) Offered in
connection with a wellness program defined by the Department of Consumer and
Business Services by rule.
(3) This section
does not prohibit giving, as a form of advertising, as a promotional program or
as promotional material, a prize, goods, wares, merchandise, articles or
property with an aggregate value of not more than $100 in a calendar year to a
person other than a person to whom an insurer issues health insurance, as
defined in ORS 731.162, or a health benefit plan, as defined in ORS 743B.005. [1967
c.359 §571; 2003 c.364 §135; 2013 c.681 §35a; 2017 c.327 §1]
Plain English Explanation
This Oregon statute addresses Prohibition on rebates; exceptions; rules. AI-powered analysis coming soon.
Key Points
01Part of Oregon statutory law
02Referenced as Oregon Code § 746.045
03Subject to legislative amendments
04Consult a licensed attorney for application to specific cases
Frequently Asked Questions
This section of Oregon law addresses Prohibition on rebates; exceptions; rules. Read the full statute text above for details.
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The formal citation is Oregon Code § 746.045. Use this format in legal documents and court filings.
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