Oregon Revised Statutes Chapter 744 § 744.101 — Definitions

Definitions. As used in ORS 744.101 to 744.121: (1) “Aggregator site” means a website that displays information about insurance products from more than one insurer, and information about each insurer, for use in comparison shopping. (2) “Blanket travel insurance” means a travel insurance policy that an insurer issues to an eligible group providing coverage for specific classes of persons defined in the policy, each member of which the policy covers without a separate charge to the member. (3) “Business entity” has the meaning given that term in ORS 731.116. (4) “Cancellation fee waiver” means a travel supplier’s contractual agreement with a customer to waive some or all of the nonrefundable cancellation provisions in a contract for travel without regard to the reason for the cancellation or the form of reimbursement. (5) “Eligible group” means a group of two or more persons that are engaged in a common enterprise or that have an economic, educational or social affinity or relationship, including but not limited to a group composed of: (a) Entities that engage in the business of providing travel or travel services that have, or that have customers that have, a common exposure to risk that is related to travel, such as: (A) Tour operators, lodging providers, owners of vacation property, hotels, resorts, travel clubs, travel agencies, property managers, cultural exchange programs or other business entities that engage in the business of providing travel or travel services; and (B) Airlines, cruise lines, railroads, steamship companies, bus lines or other common carriers or operators, owners or lessors of vehicles, equipment or other means of transporting passengers; (b) Schools, colleges or other institutions of learning and the students, teachers, employees or volunteers that attend, work at or provide services to the institutions of learning; (c) A business entity and individuals with an economic relationship to the business entity, such as: (A) Employees; (B) Officers and directors; and (C) Other persons that perform work for or provide services to the business entity including, but not limited to, volunteers, contractors, dependents and guests; (d) A sports team or sports camp, sponsors of the sports team or sports camp and members, campers, officials, supervisors, employees and other participants or volunteers associated with the sports team or sports camp; (e) A religious, charitable, recreational, educational or civic organization, or a branch of the organization, and members and participants in the organization or volunteers for the organization; (f) A financial institution or financial institution vendor, or a parent holding company, trustee or agent of, or designated by, one or more financial institutions or financial institution vendors, including account holders, credit card holders, debtors, guarantors or purchasers; (g) An incorporated or unincorporated association, including a labor union, that has a common interest, constitution or bylaws and is organized and maintained in good faith for purposes other than obtaining insurance for the association’s members or participants that covers the association’s members; (h) A trust or the trustees of a fund established, created or maintained for the benefit of, and covering, members, employees or customers, subject to the Director of the Department of Consumer and Business Services permitting the use of a trust of one or more associations that meet the requirements of paragraph (g) of this subsection; (i) An entertainment production company, employees of the company and participants in the company’s productions, such as audience members, contestants and volunteers; (j) A group organized to provide volunteer responses to such emergencies such as fire, life-threatening medical conditions, rescues, civil defense or similar or related emergencies including, but not limited to, a volunteer fire department, ambulance, rescue, police, court or any first aid, civil defense or other such volunteer group; (k) A group organized to provide volunteer responses to a need for law enforcement or legal consultation or representation; (L) A preschool, day care center or other care facility for children, adults or senior citizen clubs; (m) A group of renters, lessees or passengers of automobiles or trucks in which an automobile or truck rental or leasing company holds a travel insurance policy on behalf of the renters, lessees or passengers; and (n) Any other group for which the Director of the Department of Consumer and Business Services has determined that the members of the group are engaged in a common enterprise or have an economic, educational or social affinity or relationship, and that issuing the policy would not be contrary to the public interest. (6) “Fulfillment material” means documentation sent to the purchaser of a travel protection plan that confirms the purchase and provides details