Oregon Code § 743.168·Enacted ·Last updated March 01, 2026
Statute Text
Incontestability.
(1) A life insurance policy shall contain a provision that the policy shall be
incontestable after it has been in force for two years from its date of issue
during the lifetime of the insured, except for nonpayment of premiums. At the
option of the insurer the two-year limit within which the policy may be
contested shall not apply to the provisions for benefits in the event of total
and permanent disability and provisions which grant additional insurance
specifically against death by accident.
(2) A provision
in a life insurance policy providing that such policy shall be incontestable
after a specified period shall preclude only a contest of the validity of the
policy, and shall not preclude the assertion at any time of defenses based upon
provisions in the policy which exclude or restrict coverage, whether or not
such restrictions or exclusions are excepted in such provision. [1967 c.359 §378]
Plain English Explanation
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Key Points
01Part of Oregon statutory law
02Referenced as Oregon Code § 743.168
03Subject to legislative amendments
04Consult a licensed attorney for application to specific cases
Frequently Asked Questions
This section of Oregon law addresses Incontestability. Read the full statute text above for details.
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The formal citation is Oregon Code § 743.168. Use this format in legal documents and court filings.
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