Oregon — State Statute

Oregon Revised Statutes Chapter 726 § 726.420 — Effect

Oregon Revised Statutes Chapter 726 ·
Oregon Code § 726.420 · Enacted · Last updated March 01, 2026
Statute Text
Effect of charging excessive interest or fees. If any pawnbroker or agent, member, officer or employee thereof, or any other person is found by the Director of the Department of Consumer and Business Services to have charged, contracted for or received any interest, fees or other charges in excess of those permitted by ORS 726.390, then the pledge loan shall be void. The pawnbroker shall forfeit the right to collect or receive any principal, interest or charges whatsoever. The pawnbroker shall upon order of the director return to the pledgor free from the pawnbroker’s lien the pledge pledged by the pledgor without tender of principal and interest and shall pay into the county school fund of the county wherein the loan is made all payments and all fees or other charges previously collected under such pledge loan. [Amended by 1975 c.544 §59a; 1987 c.373 §74]
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The formal citation is Oregon Code § 726.420. Use this format in legal documents and court filings.
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