Oregon Revised Statutes Chapter 646 § 646.648 — Unlawful practice by manufactured dwelling dealer

Unlawful practice by manufactured dwelling dealer. (1) As used in this section: (a) “Buyer” means a person who buys or agrees to buy a manufactured dwelling from a manufactured dwelling dealer. (b) “Cash sale price” means the price for which a manufactured dwelling dealer would sell to a buyer, and the buyer would buy from a dealer, a manufactured dwelling that is covered by a purchase agreement, if the sale were a sale for cash instead of a retail installment sale. (c) “Manufactured dwelling” has the meaning given that term in ORS 446.003. (d) “Manufactured dwelling dealer” means a person licensed under ORS 446.691 or 446.696 or a temporary manufactured structure dealer licensee under ORS 446.701. (e) “Retail installment sale” has the meaning given that term in ORS 83.510. (2) A manufactured dwelling dealer engages in an unlawful practice when, in a sale of a manufactured dwelling, the dealer does any of the following: (a) Misrepresents to a buyer that, as a condition of financing, the buyer must purchase: (A) Credit life insurance; (B) Credit disability insurance; (C) Credit unemployment insurance; (D) Credit property insurance; (E) Health insurance; (F) Life insurance; or (G) An extended warranty. (b) In close connection with the sale, misrepresents to a lender: (A) The cash sale price; (B) The amount of the buyer’s down payment; or (C) The buyer’s credit or employment history. [2001 c.917 §1; 2003 c.655 §82]