Statute Text
Wage
exemption.
(1)
Except as provided in this section, 75 percent of the disposable earnings of an
individual are exempt from execution.
(2) Except as
provided in subsection (6) of this section, the disposable earnings of an
individual are exempt from execution to the extent that payment under a
garnishment would result in net disposable earnings for an individual of less
than the following amounts:
(a) For any
period of one week or less:
(A) For wages
payable before January 1, 2025, $254.
(B) For wages
payable on or after January 1, 2025, and before July 1, 2025, $305.
(C) For wages
payable on or after July 1, 2025, and before July 1, 2026, $338.
(D) For wages
payable on or after July 1, 2026, and before July 1, 2027, $400.
(E) For wages
payable on or after July 1, 2027, the minimum wage specified in ORS 653.025
(1), multiplied by 30.
(b) For any
two-week period:
(A) For wages
payable before January 1, 2025, $509.
(B) For wages
payable on or after January 1, 2025, and before July 1, 2025, $611.
(C) For wages
payable on or after July 1, 2025, and before July 1, 2026, $675.
(D) For wages
payable on or after July 1, 2026, and before July 1, 2027, $832.
(E) For wages
payable on or after July 1, 2027, the minimum wage specified in ORS 653.025
(1), multiplied by 60.
(c) For any
half-month period:
(A) For wages
payable before January 1, 2025, $545.
(B) For wages
payable on or after January 1, 2025, and before July 1, 2025, $655.
(C) For wages
payable on or after July 1, 2025, and before July 1, 2026, $737.
(D) For wages
payable on or after July 1, 2026, and before July 1, 2027, $912.
(E) For wages
payable on or after July 1, 2027, the minimum wage specified in ORS 653.025
(1), multiplied by 65.
(d) For any
one-month period:
(A) For wages
payable before January 1, 2025, $1,090.
(B) For wages
payable on or after January 1, 2025, and before July 1, 2025, $1,309.
(C) For wages
payable on or after July 1, 2025, and before July 1, 2026, $1,458.
(D) For wages
payable on or after July 1, 2026, and before July 1, 2027, $1,792.
(E) For wages
payable on or after July 1, 2027, the minimum wage specified in ORS 653.025
(1), multiplied by 130.
(e) For any other
period longer than one week:
(A) The following
amount multiplied by that fraction produced by dividing the number of days for
which the earnings are paid by seven, rounded to the nearest dollar:
(i) For wages
payable before January 1, 2025, $254.
(ii) For wages
payable on or after January 1, 2025, and before July 1, 2025, $305.
(iii) For wages
payable on or after July 1, 2025, and before July 1, 2026, $338.
(iv) For wages
payable on or after July 1, 2026, and before July 1, 2027, $400.
(B) For wages
payable on or after July 1, 2027, the minimum wage specified in ORS 653.025
(1), multiplied by 30 and multiplied again by that fraction produced by
dividing the number of days for which the earnings are paid by seven. The
amount calculated under this subparagraph must be rounded to the nearest
dollar.
(3) Beginning in
2027, the State Court Administrator shall calculate the exemption amounts
specified in subsection (2) of this section each year on or before July 1 and
shall publish the results of the calculations on the Judicial Department
website. In making the calculations, the State Court Administrator shall round
to the nearest dollar. The adjusted exemption amounts become effective on July
1 of the year in which the State Court Administrator makes the calculation.
(4) If an
individual is paid for a period shorter than one week:
(a) The exemption
calculated under subsection (2) of this section may not exceed the following
amount for any one-week period:
(A) For wages
payable before January 1, 2025, $254.
(B) For wages
payable on or after January 1, 2025, and before July 1, 2025, $305.
(C) For wages
payable on or after July 1, 2025, and before July 1, 2026, $338.
(D) For wages
payable on or after July 1, 2026, and before July 1, 2027, $400.
(E) For wages
payable on or after July 1, 2027, the minimum wage specified in ORS 653.025
(1), multiplied by 30.
(b) The exemption
calculated under subsection (6) of this section may not exceed $254.
(5) An employer
shall deduct from the amount of disposable earnings determined to be nonexempt
under subsections (1), (2) and (4) of this section any amounts withheld from
the individuals earnings for the same period of time under an order issued
pursuant to ORS 25.378 or 419B.408 or ORS chapter 110. The employer shall make
payment under a garnishment only of those amounts remaining after the deduction
is made.
(6) If a writ of
garnishment includes or is attached to a notice from a state or federal child
support agency, or includes or is attached to an attestation that a debt arises
out of a child support or spousal support obligation or a money award judgment that
includes restitution, the individuals disposable earnings are exempt only to
the extent that payment