Police Department Policy

UCSF_05.09.03_-_ID_Theft_Consumer_Reporting_264577

UCSF PD

Policy Text
University of California, San Francisco Police Department General Orders 5.9 Identity Theft Investigations 5.9.3 ID Theft Consumer Reporting (Revised: 2/22/08) A. The ID Theft Affidavit makes it easier for consumers to dispute debts resulting from identity theft. The ID Theft Affidavit is accepted by the three major credit bureaus, participating credit issuers and other financial institutions. Whenever possible, off icers should advise the victim of the resources available to them through the internet at www.consumer.gov/idtheft or by calling 1 -877-ID-THEFT (1 -877-438-4338) for a copy of the ID Theft Affidavit. B. The F ederal Trade Commission (FTC), the nation's consumer protection champion: 1. Enforces federal laws that protect consumers 2. Provides free information to help consumers spot and avoid fraud and deception in the marketplace. C. The FTC works for the consu mer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid those practices. To file a complaint or to get free information on consumer issues, persons should call toll-free 1 -877-FTC-HELP (1 -877-382-4357) or use the online complaint form. The FTC enters Internet, telemarketing, identity theft and other fraud - related complaints into Consumer Sentinel, a secure, online database available to hundreds of civil and crimi nal law enforcement agencies in the U.S. and abroad. D. Victims should contact the fraud departments of each of the three major credit bureaus listed below, report the theft, request that a "fraud alert" be placed on their file and ask that no new credit be granted without their approval. 1. Equifax: 1 -800-525-6285 2. Experian: 1 -888-397-3742 3. Trans Union: 1 -800-680-7289. E. For any accounts that have been fraudulently accessed or opened, victims should contact the security departments of the appropr iate creditors or financial institutions, close these accounts and put passwords (not mother's maiden name or Social Security number) on any new accounts they open. F. Victims should file a report with the police department with jurisdiction over where the identity theft took place and get the report number or a copy of the report in case a bank, credit card company or other entity needs proof of the crime. G. Victims should call the ID Theft Clearinghouse toll -free at 1 -877-ID-THEFT (1 -877-438- 4338) to report the theft. Counselors will take their complaint and advise them on ways to manage the credit -related problems that could result from ID theft. The Identity Theft University of California, San Francisco Police Department General Orders Hotline and the ID Theft Website ( www.consumer.gov/idtheft ) give consumers a place to report the theft to the federal government and receive helpful information.

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