Policy Text
! " #$ %
>? @;A B#;8:#CC7D =9E=8F;B7G F= D7$H;7D H; IC#:HDF J8F8987=G <KFL87: % G #: F;A =9E=8F;B7G
D7MHB7G LF:FLK7:;FCHFG B9::7;BA #: #8K7: N7F;= #$ 7OBKF;P7 8KF8 QF= 9=7DG QF= F887NL87D
8#E7 9=7DG F;DR#: QF= H;87;D7D 8# E7 9=7D H; MH#CF8H#; #$ F;A L:#MH=H#; #$ <KFL87: % G H$
8K7 8#8FCH8A #$ 8K7 $FB8= L:7=7;87D EA 8K7 =8F87 F:7 BC7F:CA =9$$HBH7;8 8# N778 8K7 =8F87S =
E9:D7; #$ 7=8FECH=KH;P L:#EFEC7 BF9=7 8# E7CH7M7 8KF8 F ;7O9= 7OH=8= E78Q77; 8K7 F:8HBC7
=7HT7D F;D 8K7 ;F:B#8HB= FB8HMH8AG QK78K7: #: ;#8 8K7 9=7 #$ 8K7 B#;8:FEF;D F:8HBC7 BF; E7
8:FB7D 8# F =L7BH$HB ;F:B#8HB= 8:F;=FB8H#;?
<? @;A PFNECH;P LF:FLK7:;FCHFG C#887:A 8HBU78=G B9::7;BAG #: #8K7: N7F;= #$ 7OBKF;P7 QKHBK
QF= 9=7DG QF= F887NL87DG F;DR#: H;87;D7D 8# E7 9=7D H; MH#CF8H#; #$ 8K7 PFNECH;P CFQ= #$
8K7 =8F87?
<VWX6@<XYZ XV[\W] JY6^\<Y ! @ D7=HP;F87D 8#QH;P =7:MHB7 8KF8 L7:$#:N= =7:MHB7= H;
FBB#:DF;B7 QH8K F; FP:77N7;8 QH8K _>JV?
<VWX6V``YZ Ja>JX@W<YJ ! XK#=7 B#;8:#CC7D =9E=8F;B7= F= D7$H;7D H; IC#:HDF J8F8987=G
<KFL87:% ?
_6V_Y6Xb @WZ Yca\_dYWX ! I#: L9:L#=7= #$ 8KH= V:D7:G F E:#FD :F;P7 #$ H87N= CH=87D H;
8K7L:7B7DH;P D7$H;H8H#; #$ B#;8:FEF;D F;D CH=87D H; IJ ? ?
^Ye\<`YJ ! XK7 E:#FD :F;P7 #$ N#8#: L#Q7:7D N7F;= #$ 8:F;=L#:8F8H#;G H;BC9DH;P E98 ;#8
CHNH87D8#G LF==7;P7: BF:=G N#8#:BABC7=G MF;=G 8:9BU=G N#8#: K#N7=G 8:FB8#:=G 8:FHC7:=G N#L7D=G
P#C$BF:8=GF;D M7==7C=?
f
h i j
@? XK7 WF:B#8HB= ZHMH=H#; QHCC E7 8K7 #;CA DHMH=H#; QH8KH; 8K7 _>JV QH8K 8K7
F98K#:H8A 8# =7HT7 B#;8:FEF;D L9:=9F;8 8# 8K7 IC#:HDF <#;8:FEF;D I#:$7H89:7 @B8G
IJ ? ! ?
>? XK7 BH:B9N=8F;B7= H; QKHBK 8K7 BF=7= QHCC E7 HD7;8H$H7D F= L#87;8HFC $#:$7H89:7= EA
8K7 _>JV WF:B#8HB= ZHMH=H#; F:7l
? \;M7=8HPF8H#;= 8KF8 #:HPH;F87 $:#N QH8KH; 8K7 WF:B#8HB= ZHMH=H#; F;D
B9CNH;F87 H; 8K7 =7HT9:7 #$ B#;8:FEF;D M7KHBC7=RF:8HBC7=RB9::7;BA?
? \;M7=8HPF8H#;= 8KF8 #:HPH;F87 QH8K 6#FD _F8:#C H; QKHBK 8K7 WF:B#8HB=
ZHMH=H#; :7=L#;D= F;D FD#L8= 8K7 H;M7=8HPF8H#; H; H8= 7;8H:78A F;D F==9N7=
FCCH;M7=8HPF8HM7:7=L#;=HEHCH8A?
<? _9:=9F;88#J7B8H#; ? GIJGB#;8:FEF;DF:8HBC7=NFA#;CAE7=7HT7D9;D7:8K7
$#CC#QH;PB#;DH8H#;=l
&'( )&*+ ,-./0 +)123345 332*)
6789:;8#<#;87;8=
! " #$ %
> @A7 #B;7: #$ 8A7 C:#C7:8D E= F::7=87G $#: F H:EIE;FJ #$$7;=7
> @A7 #B;7: #$ 8A7 C:#C7:8D HF;;#8 K7 G787:IE;7G F$87: F GEJEL7;8 =7F:HA
> @A7 C7:=#; E; C#==7==E#; #$ 8A7 C:#C7:8D G7;E7= #B;7:=AEC #$ 8A7 C:#C7:8D
F;G 8A7 #B;7: #$ 8A7 C:#C7:8D HF;;#8 K7 EG7;8E$E7G KD I7F;= 8AF8 F:7
FMFEJFKJ7 8# 8A7 NF:H#8EH= FL7;8 F8 8A7 8EI7 #$ 8A7 =7EO9:7
"> @A7 #B;7: #$ 8A7 C:#C7:8D E= G7H7F=7G #: E= F $9LE8EM7 $:#I P9=8EH7
> Q; E;GEMEG9FJ BA# G#7= ;#8 #B; 8A7 C:#C7:8D E= F::7=87G $#: F H:EIE;FJ
#$$7;=7 BAEJ7 E; C#==7==E#; #$ C:#C7:8D 8AF8 E= H#;8:FKF;G 9;G7: 8A7
R#:$7E89:7 QH8 F;G 8A7 #B;7: #$ 8A7 C:#C7:8D AF= FH89FJ S;#BJ7GL7 #$ 8A7
H:EIE;FJ FH8EME8D
> @A7 #B;7: #$ 8A7 C:#C7:8D FL:77= 8# K7H#I7 F H#;$EG7;8EFJ E;$#:IF;8
> @A7 C:#C7:8D E= F I#;78F:D E;=8:9I7;8
T> @A7 G787:IE;F8E#; 8AF8 C:#C7:8D BEJJ K7 =7EO7G $#: $#:$7E89:7U E;HJ9GE;LU K98 ;#8
JEIE87G 8# I#;78F:D E;=8:9I7;8=U BEJJ K7 IFG7 KD F NF:H#8EH= TEME=E#; =9C7:ME=#:>
V> 6#FG WF8:#J F;G =C7HEFJ8D 9;E8= X#8A7: 8AF; 8A7 WYZ[ NF:H#8EH= TEME=E#;\ F:7
C:#AEKE87G $:#I =7EOE;L C:#C7:8D $#: $#:$7E89:7>
]
^A7; 8A7 G787:IE;F8E#; AF= K77; IFG7 KD 8A7 NF:H#8EH= TEME=E#; 8# =7EO7 M7AEHJ7= $#:
$#:$7E89:7U 8A7 $#JJ#BE;L C:#H7G9:7= F:7 8# K7 $#JJ#B7G_
Q> @#BE;L ! @A7 G7=EL;F87G 8#BE;L =7:MEH7 BEJJ K7 9=7G $#: M7AEHJ7=U I#8#:HDHJ7=U
M7==7J=U 78H>U :7`9E:E;L 8:F;=C#:8 8# 8A7 A7FG`9F:87:= EIC#9;G J#8>
> Z7EO9:7 #$ JF:L7 F:8EHJ7=U E>7>U H#;=8:9H8E#; 7`9ECI7;8U =7IE!8:FH8#: 8:FEJ7:=U
BAEHA HF;;#8 K7 =8#:7G E; WYZ[ EIC#9;G J#8=U BEJJ ;7H7==E8F87 H#;8FH8E;L
8A7 R#:$7E89:7 a;E8 $#: F==E=8F;H7 E; =7H9:E;L =8#:FL7 $FHEJE8E7=>
> Z7EO9:7 #$ FE:H:F$8 BEJJ ;7H7==E8F87 8A7 NF:H#8EH= TEME=E#; H#;8FH8E;L
QMEF8E#; 8# 8:F;=C#:8 8A7 FE:H:F$8>
> Z7EO9:7 #$ JF:L7 M7==7J= BEJJ ;7H7==E8F87 8A7 NF:H#8EH= TEME=E#; H#;8FH8E;L
bF:E;7 V;$#:H7I7;8 8# 8:F;=C#:8 8A7 M7==7J>
"> c; FHH#:GF;H7 BE8A 8A7 RJ#:EGF dE887: dFB XRZ " >" \U M7AEHJ7=
EIC#9;G7G H#;8FE;E;L JE887:U I9=8 K7 8FS7; 8# 8A7 Z#JEG ^F=87 Q98A#:E8D
$FHEJE8D $#: C:#C7: GE=C#=FJ #$ E8= H#;87;8= C:E#: 8# 8A7 M7AEHJ7 K7E;L =8#:7G
E; WYZ[ EIC#9;G J#8=> @A7 :7H7EC8 $:#I Z#JEG ^F=87 Q98A#:E8D BEJJ K7
$#:BF:G7G 8# 8A7 R#:$7E89:7 a;E8 $#: H#JJ7H8E#;>
Y> [C7:F8E;Le#9:=
> T9:E;LK9=E;7==A#9:=XB77SGFD=U%_ Q>b>8# _ W>b>\U8A7EIC#9;G
J#8H##:GE;F8#:F88A7A7FG`9F:87:=EIC#9;GJ#8UBEJJF==E=88A7:7=C#;GE;L
&'( )&*+ ,-./0 +)123345 332*)
6789:;8#<#;87;8=
! " " #$ %
>7=?@;A87> 8#B?;@ =7:C?D7 ?; =8#:?;@ C7E?DF7=G 78DHG >9:?;@ 8E#=7 E#9:=H
I$87: ;#:JAF K9=?;7== E#9:=G 8E7 =7?L?;@ MA:D#8?D= A@7;8 J9=8 ADD#JNA;O
8E7 >7=?@;A87> 8#B?;@ =7:C?D7 8# 8E7 E7A>P9A:87:= ?JN#9;> F#8 A;> >?:7D8
8E7 8#B 8:9DQ >:?C7: 8# >7N#=?8 8E7 C7E?DF7G C7==7FG 78DHG ?;8# A NA:Q?;@
=NAD7H
H R;>7: ;# D?:D9J=8A;D7= B?FF A 8#B 8:9DQ >:?C7: K7 @?C7; ADD7== 8# 8E7
E7A>P9A:87:= ?JN#9;> F#8 9;F7== ADD#JNA;?7> KO A; A98E#:?L7> STUV
7JNF#O77H
<H IDD7== 8# WJN#9;> X#8= !