Uso ilegal de tarjetas de crédito y métodos de fraude

Explicación Simple

Esta ley dice que no puedes usar dispositivos para robar información de tarjetas de crédito. Si alguien usa esa información para hacer compras sin permiso, está cometiendo un delito.

Es como si alguien escanease tu libro favorito y lo copiara sin pedirte permiso. Si lo hace para venderlo, está robando tu idea y tu trabajo.

Ejemplo Práctico

Imagina que Juan trabaja en una tienda y su amigo Pedro le pide que use el escáner de la tienda para copiar la información de la tarjeta de crédito de un cliente sin que él lo sepa. Si Juan lo hace y luego Pedro usa esa información para comprar cosas, ambos están rompiendo la ley.

Penalidades

Las penalidades pueden incluir cargos criminales y consecuencias legales, pero no se especifican detalles en este texto.

Texto Original del Estatuto (Inglés)

RCW 9A.56.290 - Credit, payment cards -- Unlawful factoring of transactions (1) A person commits the crime of unlawful factoring of a credit card or payment card transaction if the person:(a) Uses a scanning device to access, read, obtain, memorize, or store, temporarily or permanently, information encoded on a payment card without the permission of the authorized user of the payment card or with the intent to defraud the authorized user, another person, or a financial institution;(b) Uses a reencoder to place information encoded on a payment card onto a different card without the permission of the authorized issuer of the card from which the information is being reencoded or with the intent to defraud the authorized user, another person, or a financial institution;(c) Presents to or deposits with, or causes another to present to or deposit with, a financial institution for payment a credit card or payment card transaction record that is not the result of a credit card or payment card transaction between the cardholder and the person;(d) Employs, solicits, or otherwise causes a merchant or an employee, representative, or agent of a merchant to present to or deposit with a financial institution for payment a credit card or payment card transaction record that is not the result of a credit card or payment card transaction between the cardholder and the merchant; or(e) Employs, solicits, or otherwise causes another to become a merchant for purposes of engaging in conduct made unlawful by this section.(2) Normal transactions conducted by or through airline reporting corporation-appointed travel agents or cruise-only travel agents recognized by passenger cruise lines are not considered factoring for the purposes of this section.(3) In a proceeding under this section that is