Límites de recuperación del Fondo por daños no pagados

Explicación Simple

Si alguien te debe dinero por un daño, puedes reclamarle hasta $25,000. Cada año, esta cantidad puede aumentar un poco, pero si hay más reclamaciones, el monto total que se puede recibir se divide.

Es como cuando juegas un juego de mesa y solo puedes ganar una cierta cantidad de puntos en una ronda. Aunque pierdas y quieras más puntos, solo puedes sumar hasta el límite permitido.

Ejemplo Práctico

Imagina que Juan compra un auto usado y resulta defectuoso. Después de pelear con el concesionario, Juan gana un juicio y le deben $30,000. Sin embargo, solo podrá reclamar $25,000 del Fondo de Virginia, ya que hay un límite para estas reclamaciones.

Texto Original del Estatuto (Inglés)

Va. Code § 46.2-1527.5 - Limitations on recovery from Fund. The maximum claim of one judgment creditor against the Fund based on an unpaid final judgment arising out of any loss or damage by reason of a claim submitted under § 46.2-1527.2 or 46.2-1527.3 involving a single transaction shall be limited to $25,000, including any amount paid from the dealer's surety bond, regardless of the amount of the unpaid final judgment of one judgment creditor. On January 1 of each year, the amount that may be awarded to any person as a result of loss or damage to that person as provided in this section shall be increased by the percentage increase over the most recently available unadjusted 12-month period in the Consumer Price Index for used motor vehicles, as published by the U.S. Bureau of Labor Statistics or any successor index. In the event that this index decreases over any such 12-month period, there shall be no change in the amount which may be awarded. The aggregate of claims against the Fund based on unpaid final judgments arising out of any loss or damage by reason of a claim submitted under § 46.2-1527.3 involving more than one transaction shall be limited to four times the amount that may be awarded to a single judgment creditor, regardless of the total amounts of the unpaid final judgments of judgment creditors. However, aggregate claims against the Fund under § 46.2-1527.2 shall be limited to the amount that may be paid out of the Fund under the preceding paragraph less the amount of the dealer's bond and then only after the dealer's bond has been exhausted. If a claim has been made against the Fund, and the Board has reason to believe that there may be additional claims against the Fund from other transactions involving the same licensee or registrant, the Board may w