Obligaciones de las aseguradoras respecto a coincidencias en el archivo de fallecidos

Sec. 1109.012. DUTIES REGARDING DEATH MASTER FILE MATCH. (a) For each Death Master File match, the insurer shall, not later than the 90th day after the date the insurer identifies the match: (1) complete a documented good faith effort to confirm the death of the insured or retained asset account holder against other available records and information; (2) review the insurer's records to determine whether the deceased individual had purchased or was otherwise covered by any of the insurer's other products; and (3) determine whether proceeds may be due in accordance with the applicable policy or contract or terms governing the applicable account. (b) For group life insurance or a group annuity contract, an insurer is required to confirm the possible death of an insured or retained asset account holder under this section only if the insurer provides recordkeeping services for the group policy or group annuity contract. (c) If the insurer determines under Subsection (a)(3) that proceeds may be due and a beneficiary or other authorized representative has not communicated with the insurer on or before the 90th day after the date the insurer identifies a Death Master File Statute text rendered on: - 1810 - 10/18/2024 INSURANCE CODE match, the insurer shall: (1) complete a documented good faith effort to locate and contact each beneficiary or other authorized representative on the relevant policy, contract, or account; and (2) provide to the beneficiary or authorized representative th