Cancelación de prueba de responsabilidad financiera en Carolina del Sur

Explicación Simple

Si has tenido un seguro de auto o una fianza por un tiempo y no tuviste problemas con la ley, puedes cancelar eso después de tres años. También puedes hacerlo si ya no puedes manejar o si has entregado tu licencia.

Es como si tuvieras un contrato de alquiler de un departamento. Si no has tenido problemas con el arrendador por tres años, puedes pedir que te devuelvan tu depósito cuando decidas mudarte.

Ejemplo Práctico

Imagina que Juan tuvo un seguro de auto durante tres años y no ha tenido accidentes ni multas. Ahora, decide que ya no necesita el seguro y solicita que le devuelvan el dinero que depositó. Como no ha tenido problemas, el departamento de vehículos puede aceptar su solicitud.

Texto Original del Estatuto (Inglés)

SECTION 56-9-620. Cancellation or return of proof; waiver of requirements of filing proof. The Department of Motor Vehicles shall upon request consent to the immediate cancellation of any bond or certificate of insurance, or shall return to the person entitled thereto any money or securities deposited pursuant to this chapter as proof of financial responsibility, or the Department shall waive the requirement of filing proof, in any of the following events: (1) At any time after three years from the date the proof was required when, during the three year period preceding the request, the Department has not received record of a conviction or a forfeiture of bail which would require or permit the suspension or revocation of the license, registration, or nonresident's operating or registration privilege of the person by or for whom the proof was furnished; (2) In the event of the death of the person on whose behalf the proof was filed or the permanent incapacity of the person to operate a motor vehicle; or (3) In the event the person who has given proof surrenders his license and registration to the Department; Provided, however, the Department shall not consent to the cancellation of any bond or the return of any money or securities in the event any action for damages upon a liability covered by the proof is then pending or any judgment upon this liability is then unsatisfied or in the event the person who has filed the bond or deposited the money or securities has, within one year immediately preceding the request, been involved as an operator or owner in any motor vehicle accident resulting in injury or damage to the person or property of others. An affidavit of the applicant as to the nonexistence of these facts or that he has been released from all of his liability or