Certificado de seguro para propietarios no residentes de vehículos en Carolina del Sur

Explicación Simple

Si tienes un carro que no está registrado en Carolina del Sur, puedes mostrar que tienes seguro de auto de otro estado. Para hacerlo, debes presentar un certificado de tu aseguradora que cumpla con ciertas reglas.

Es como cuando un estudiante de otro país quiere inscribirse en una escuela aquí. Necesita mostrar que tiene los documentos correctos para que la escuela acepte su inscripción.

Ejemplo Práctico

Imagina que Juan vive en Georgia y tiene un carro registrado allí, pero viaja a Carolina del Sur. Si Juan tiene un accidente, puede presentar su certificado de seguro de Georgia para demostrar que está cubierto, siempre que su aseguradora cumpla con las reglas de Carolina del Sur.

Texto Original del Estatuto (Inglés)

SECTION 56-9-560. Certificate of insurance as proof; certificate furnished by nonresident; effect of default by unauthorized insurer. The nonresident owner of a motor vehicle not registered in this State may give proof of financial responsibility by filing with the Department of Motor Vehicles written certificates of an insurance carrier authorized to transact business in the state in which the motor vehicle or motor vehicles described in the certificate is registered or, if the nonresident does not own a motor vehicle, then in the state in which the insured resides, provided the certificate otherwise conforms with the provisions of this chapter, and the Department shall accept it upon condition that the insurance carrier complies with the following provisions with respect to the policies certified: (1) The insurance carrier shall execute a power of attorney authorizing the Department to accept service on its behalf of notice or process in any action arising out of a motor vehicle accident in this State; and (2) The insurance carrier shall agree in writing that the policies shall be construed to conform with the laws of this State relating to the terms of motor vehicle liability policies issued in this State. If any insurance carrier not authorized to transact business in this State, which has qualified to furnish proof of financial responsibility, defaults in any of these undertakings or agreements, the Department shall not thereafter accept as proof any certificate of that carrier whether formerly filed or thereafter tendered as proof, so long as the default continues. HISTORY: 1962 Code SECTION 46-749; 1952 (47) 1853.