Normas sobre el Fraude en Solicitudes de Seguro

Explicación Simple

Si alguien presenta información falsa para obtener beneficios de un seguro, puede ir a prisión. Esto significa que no se puede mentir en los formularios de seguro o reclamos.

Es como si en un juego de cartas, alguien hiciera trampa al ocultar cartas. Si lo descubren, puede ser descalificado y perder el juego.

Ejemplo Práctico

Imagina que Juan quiere obtener un seguro de auto y miente sobre su historial de accidentes. Si la compañía de seguros se entera y presenta cargos, Juan podría enfrentar hasta siete años de cárcel y una multa grande.

Penalidades

Hasta siete años de prisión y multas de hasta $15,000.

Texto Original del Estatuto (Inglés)

75 Pa.C.S. 1992 - Amendment § 1822. Warning notice on application for insurance and claim forms. Not later than May 1, 1990, all applications for insurance, renewals and claim forms shall contain a statement that clearly states in substance the following: Any person who knowingly and with intent to injure or defraud any insurer files an application or claim containing any false, incomplete or misleading information shall, upon conviction, be subject to imprisonment for up to seven years and payment of a fine of up to $15,000. (Dec. 18, 1992, P.L.1411, No.174, eff. imd.) 1992 Amendment. Act 174 deleted by amendment former section 1822 and renumbered former section 1827 to section 1822. 75 Pa.C.S. 1992 - Amendment § 1823. Rules and regulations. The department may promulgate such rules and regulations as may be necessary to carry out this chapter. (Dec. 18, 1992, P.L.1411, No.174, eff. imd.) 1992 Amendment. Act 174 deleted by amendment former section 1823 and renumbered former section 1828 to section 1823. 75 Pa.C.S. 1992 - Amendment § 1824. Civil immunity. No person shall be subject to civil liability for libel, violation of privacy or otherwise by virtue of the filing of reports or furnishing of other information in good faith and without malice required by this subchapter. (Dec. 18, 1992, P.L.1411, No.174, eff. imd.) 1992 Amendment. Act 174 deleted by amendment former section 1824 and renumbered former section 1829 to section 1824. 75 Pa.C.S. 1992 - Amendment § 1825. Use of information (Deleted by amendment). 1992 Amendment. Section 1825 was deleted by amendment December 18, 1992, P.L.1411, No.174, effective immediately. 75 Pa.C.S. 1992 - Amendment § 1826. Annual reports (Deleted by amendment). 1992 Amendment. Section 1826 was deleted by amendment December 18,