Cheques no cobrables y tarifas asociadas

Explicación Simple

Si escribes un cheque y no tienes dinero en el banco, el cheque regresa y tienes que pagar una tarifa extra. Esta tarifa ayuda a cubrir los costos de volver a intentar cobrar el dinero.

Es como si invitaras a amigos a cenar y, al momento de pagar, te das cuenta de que no tienes suficiente dinero. Tus amigos tienen que cubrir la cuenta adicional por tu error.

Ejemplo Práctico

María fue al departamento de vehículos en Pensilvania y pagó su registro con un cheque. Cuando el cheque fue rechazado porque no tenía fondos, el departamento le cobró una tarifa de $38, además de los costos de intentar cobrar el cheque.

Texto Original del Estatuto (Inglés)

75 Pa.C.S. 1957 - Uncollectible Checks Whenever any check issued in payment of any fee or for any other purpose is returned to the department or a municipality as uncollectible, the department or municipality shall charge a fee of $38 for each driver's license, registration, replacement of tags, transfer of registration, certificate of title, whether original or duplicate, special hauling permit and each other unit of issue by the department or municipality, plus all protest fees, to the person presenting the check, to cover the cost of collection. (Nov. 25, 2013, P.L.974, No.89, eff. Jan. 1, 2015) 2013Amendment.See the preamble to Act 89 in the appendix to this title for special provisions relating to legislative findings and declarations. 75 Pa.C.S. 1996 - Expiration Cross References. Section 1958 is referred to in section 1904 of this title. 75 Pa.C.S. 1959 - Messenger Service (a) Annual registration.--The annual fee for registration of a messenger service as provided for in Chapter 75 (relating to messenger service) shall be $192. (b) Additional places of business.--The annual fee for registration of additional place of business or branch office from which a messenger service may transact business shall be $95. (c) Transfer of location.--The fee for the transfer of location of a registered place of business or branch office of a messenger service during a period of registration shall be $19. (Nov. 25, 2013, P.L.974, No.89, eff. Jan. 1, 2015) 2013Amendment.See the preamble to Act 89 in the appendix to this title for special provisions relating to legislative findings and declarations.