Publicidad ilegal de empresas de seguros en Pensilvania

Explicación Simple

Si alguien publica anuncios de seguros sin permiso, es un delito. Esto significa que no puedes promocionar a una compañía de seguros que no esté aprobada en Pensilvania.

Es como si un restaurante intentara vender comida sin tener licencia para operar; si no tienen permiso, no pueden publicitarse.

Ejemplo Práctico

Imagina que Juan decide hacer un anuncio en su periódico local promoviendo una compañía de seguros llamada 'Seguros XYZ'. Sin embargo, 'Seguros XYZ' no tiene la autorización para operar en Pensilvania. Si Juan publica ese anuncio, podría enfrentarse a problemas legales por hacerlo.

Penalidades

Es un delito menor de segundo grado, lo que puede implicar multas o penas de cárcel.

Texto Original del Estatuto (Inglés)

18 Pa.C.S. 7308 - Unlawful Advertising Of Insurance Business (a) Offense defined.--A person is guilty of a misdemeanor of the second degree if he publishes or prints in any newspaper, magazine, periodical, circular, letter, pamphlet, or in any other manner, or publishes by radio or television broadcasting, any advertisement or other notice, either directly or indirectly, setting forth the advantages of, or soliciting business for, any insurance company, association, society, exchange or person which has not been authorized to do business in this Commonwealth, or accepts for publication or printing in any newspaper, magazine or other periodical, or for radio or television broadcasting, any advertisement or other notice, either directly or indirectly, setting forth the advantages of or soliciting business for any insurance company, association, exchange or person, unless such newspaper, magazine or other periodical, or the radio or television broadcasting company has in its possession a true and attested or photostatic copy of a certificate of authority from the Insurance Department to the effect that the insurance company, association, society, exchange or person named therein is authorized to do business in this Commonwealth. (b) Issue of certificate.--Such certificates shall be issued by the Insurance Department to any person applying therefor.