Robo de tarjetas de transacción financiera

Explicación Simple

El robo de tarjetas de transacción financiera es cuando alguien toma tu tarjeta sin permiso para usarla. Si alguien encuentra una tarjeta perdida y la usa, también está cometiendo un delito.

Es como si alguien entrara a tu casa y tomara tu teléfono sin pedirte permiso. Luego, lo usa para llamar a sus amigos, como si fuera suyo.

Ejemplo Práctico

Imagina que Juan encuentra la tarjeta de crédito de María en el suelo del supermercado. En vez de devolverla, decide comprar algo con ella. Esto es un robo de tarjeta de transacción financiera.

Texto Original del Estatuto (Inglés)

§ 14-113.9. Financial transaction card theft. (a) A person is guilty of financial transaction card theft when the person does any of the following: (1) Takes, obtains, or withholds a financial transaction card from the person, possession, custody, or control of another without the cardholder's consent and with the intent to use it; or who, with knowledge that it has been so taken, obtained, or withheld, receives the financial transaction card with intent to use it or to sell it, or to transfer it to a person other than the issuer or the cardholder. (2) Receives a financial transaction card that he or she knows to have been lost, mislaid, or delivered under a mistake as to the identity or address of the cardholder, and retains possession with intent to use it or to sell it or to transfer it to a person other than the issuer or the cardholder. (3) Not being the issuer, sells a financial transaction card or buys a financial transaction card from a person other than the issuer. (4) Not being the issuer, during any 12-month period, receives financial transaction cards issued in the names of two or more persons which he or she has reason to know were taken or retained under circumstances that constitute a violation of G.S. 14-113.13(a)(3) and subdivision (3) of subsection (a) of this section.