Cheque sin fondos y su presentación múltiple en Carolina del Norte

Explicación Simple

Si alguien escribe un cheque sin tener dinero en su cuenta, está cometiendo un delito. También es ilegal que alguien ayude a otra persona a hacer esto sabiendo que no tiene fondos.

Es como si alguien te prometiera prestarte un libro, pero cuando lo buscas, no lo tiene. Si esa persona sigue prometiéndote libros que no puede darte, ya no confiarías en sus promesas.

Ejemplo Práctico

Juan le da un cheque a su amigo Carlos para pagarle por un servicio. Sin embargo, Juan sabe que no tiene suficiente dinero en su cuenta. Cuando Carlos intenta cobrar el cheque, este rebota, y Juan se enfrenta a problemas legales por haber hecho esto.

Penalidades

Las violaciones pueden resultar en cargos legales, pero el texto no especifica penalidades concretas.

Texto Original del Estatuto (Inglés)

§ 14-107. Worthless checks; multiple presentment of checks. (a) It is unlawful for any person, firm or corporation, to draw, make, utter or issue and deliver to another, any check or draft on any bank or depository, for the payment of money or its equivalent, knowing at the time of the making, drawing, uttering, issuing and delivering the check or draft, that the maker or drawer of it: (1) Has not sufficient funds on deposit in or credit with the bank or depository with which to pay the check or draft upon presentation, or (2) Has previously presented the check or draft for the payment of money or its equivalent. (b) It is unlawful for any person, firm or corporation to solicit or to aid and abet any other person, firm or corporation to draw, make, utter or issue and deliver to any person, firm or corporation, any check or draft on any bank or depository for the payment of money or its equivalent, being informed, knowing or having reasonable grounds for believing at the time of the soliciting or the aiding and abetting that the maker or the drawer of the check or draft: (1) Has not sufficient funds on deposit in, or credit with, the bank or depository with which to pay the check or draft upon presentation, or (2) Has previously presented the check or draft for the payment of money or its equivalent. (c) The word "credit" as used in this section means an arrangement or understanding with the bank or depository for the payment of a check or draft.