Reglas sobre la entrega de bienes funerarios prepagados en Nueva Jersey

Explicación Simple

Esta ley explica cómo deben entregarse los bienes de un funeral que ya se han pagado. Si alguien compra estos bienes, deben ser entregados de manera que la persona tenga control total sobre ellos antes de que ocurra el funeral.

Es como cuando compras una pizza y te la entregan en casa. Solo es tuya cuando el repartidor te la da en tus manos, no cuando la dejan en la tienda.

Ejemplo Práctico

Imagina que Laura compra un paquete de servicios funerarios por adelantado para su madre. La empresa funeraria debe asegurarse de que Laura tenga el control total de esos servicios antes de que su madre fallezca. Si la empresa sigue teniendo control sobre los bienes, entonces no se considera que se haya hecho la entrega correctamente.

Texto Original del Estatuto (Inglés)

directly or indirectly, at the time of the insured's death in connection with a prepaid funeral agreement. "Deliver" or "delivery" means the conveyance of actual control and possession of prepaid funeral goods that have been permanently relinquished by a provider, or other person, firm or corporation, or an agent thereof, to the purchaser or person paying the moneys, or personal representative of the intended funeral recipient. Delivery has not been made if the provider, or other person, firm or corporation, or an agent thereof: (1) Arranges or induces the purchaser or person paying the moneys to arrange for the storage or warehousing of prepaid funeral goods ordered pursuant to a prepaid funeral agreement, with or without evidence that legal title has passed; or (2) Acquires or reacquires actual or constructive possession or control of prepaid funeral goods after their initial delivery to the purchaser or person paying the moneys or personal representative of the intended funeral recipient. This definition of delivery shall apply to this term as used in P.L.1957, c.182 (C.2A:102-13 et seq.), notwithstanding the provisions set forth in the Uniform Commercial Code, Title 12A of the New Jersey Statutes. "Funeral insurance policy" means any newly issued funeral insurance policy or assigned funeral insurance policy. "Funeral trust" means a commingled or non-commingled account held in a pooled trust or P.O.D. account, established in accordance with P.L.1957, c.182 (C.2A:102-13 et