Si tienes un carro y causas un accidente, necesitas demostrar que puedes pagar los daños. Una forma de hacerlo es usando un tipo de garantía que promete que pagarás si pasa algo malo.
Es como tener un seguro para tu bicicleta. Si alguien se cae y se lastima por tu culpa, tu seguro se encarga de pagar los gastos médicos.
Imagina que Juan tiene un carro y, desafortunadamente, causa un accidente que lastima a otra persona. Para demostrar que puede cubrir los gastos, Juan presenta una garantía financiera, que es como un respaldo que le permite manejar su carro legalmente.
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MCL 257.523 - Bond as proof of financial responsibility; satisfaction of judgment Sec. 523. (a) The bond of a surety company, duly authorized to transact business within the state, or a bond, with at least 2 individual sureties, each owning real estate within this state, which real estate shall be scheduled in the bond and approved by a judge of a court of record which said bond shall be conditioned for the payment of the amounts specified herein may be accepted as proof of financial responsibility, and such bond shall be filed with the register of deeds of the county where such property is located, and a true copy thereof shall be filed with the secretary of state, and shall not be cancelable except after 10 days' written notice to the secretary of state. Such bonds shall constitute a lien in favor of the state upon the real estate so scheduled or any surety, which lien shall exist in favor of any holder of a final judgment against the person who has filed such proof on account of damage to property or injury to, including death of a person or persons resulting from the ownership, maintenance, use or operation hereafter of a motor vehicle, upon the filing of notice to that effect by the secretary of state in the office of the register of deeds of the county where such real estate is located. (b) If such judgment rendered against the principal on the surety company or real estate individual bond given under the provisions of this chapter shall not be satisfied within 30 days after it has become final as hereinbefore provided, the judgment creditor may, for his own use and benefit and at his sole expense, bring an action or actions in the name of the state against the company or person executing such bond, including an action or proceeding to foreclose any lien that may
Es una forma de demostrar que tienes el dinero para pagar si causas daños con tu vehículo. Puede ser un seguro o una fianza con propiedades como respaldo.
Si no pagas el juicio en 30 días, la persona afectada puede demandar a la compañía de seguros o a ti para recuperar el dinero.
Debes presentar la garantía a la oficina del secretario de estado y también registrarla en el registro de propiedades del condado donde están tus bienes.
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