Obligación de presentar prueba de seguro de auto a la policía en Míchigan

Explicación Simple

Si manejas un auto en Míchigan, debes tener un seguro. Si un policía te lo pide, tienes que mostrarle que tienes seguro, o podrías tener problemas.

Es como si fueras a una fiesta y tu amigo te pide que muestres tu invitación. Si no puedes mostrarla, no podrás entrar.

Ejemplo Práctico

Imagina que Juan está manejando por las calles de Detroit. Un oficial de policía lo detiene y le pide que muestre su seguro de auto. Si Juan no tiene su certificado de seguro, podría enfrentar una multa o problemas con su licencia.

Penalidades

Si no presentas prueba de seguro, puedes enfrentar una multa y la suspensión de tu licencia si no la presentas ante el tribunal.

Texto Original del Estatuto (Inglés)

MCL 257.328 - Producing evidence of motor vehicle insurance upon request of police officer; violation as civil infraction; certificate of insurance as prima facie evidence that insurance in force; contents; presentation of proof of insurance to court; civil infraction determination; surrendering license unless proof of insurance submitted to court; suspension of license by secretary of state; order; fee; renewal, transfer, or replacement of registration plate; producing false evidence as misdemeanor; penalty; points; section inapplicable to owner or operator of motor vehicle registered in other state or foreign country or province Sec. 328. (1) The owner of a motor vehicle who operates or permits the operation of the motor vehicle upon the highways of this state or the operator of the motor vehicle shall produce, pursuant to subsection (2), upon the request of a police officer, evidence that the motor vehicle is insured under chapter 31 of the insurance code of 1956, 1956 PA 218, MCL 500.3101 to 500.3179. Subject to section 907(16), an owner or operator of a motor vehicle who fails to produce evidence of insurance under this subsection when requested to produce that evidence or who fails to have motor vehicle insurance for the vehicle as required under chapter 31 of the insurance code of 1956, 1956 PA 218, MCL 500.3101 to 500.3179, is responsible for a civil infraction. (2) A certificate of insurance, issued by an insurance company, that certifies that the security that meets the requirements of sections 3101 and 3102 of the insurance code of 1956, 1956 PA 218, MCL 500.3101 and 500.3102, is in force shall be accepted as prima facie evidence that insurance is in force for the motor vehicle described in the certificate of insurance until the expiration date shown on the