Acuerdo de préstamo de inventario para concesionarios de vehículos usados

Explicación Simple

Un concesionario de autos usados puede pedir un préstamo y dejar que el prestamista tenga el título del vehículo. Debe avisar a los compradores sobre este préstamo y mostrarles una copia del título.

Es como si un amigo te prestara su bicicleta, pero tú necesitas poner un aviso en la bicicleta que diga que pertenece a tu amigo, para que todos lo sepan.

Ejemplo Práctico

Imagina que Juan tiene un concesionario de autos usados y decide pedir un préstamo para comprar más vehículos. Él pone un aviso en cada auto que dice que debe dinero por ellos y muestra una copia del título a sus clientes cuando quieren comprar. Así, todos saben que el prestamista tiene el título.

Texto Original del Estatuto (Inglés)

MCL 257.235b - Possession of certificate of title by inventory lender for vehicle subject to inventory loan; written agreement; release of certificate of title by used or secondhand vehicle dealer's inventory lender; limitation; failure to release vehicle title; registration with secretary of state; applicability of section to certain licensed dealers; applicability of MCL 257.235; definitions Sec. 235b. (1) A used or secondhand vehicle dealer may voluntarily enter into a written agreement with an inventory lender allowing the inventory lender to retain in its possession the certificate of title for a vehicle that is subject to an inventory loan if all of the following conditions have been met: (a) The used or secondhand vehicle dealer posts a notice on the used or secondhand vehicle window disclosing the existence of the used or secondhand vehicle dealer's inventory loan for the vehicle. The notice under this subdivision shall include the name, address, telephone number, and internet address of the used or secondhand vehicle inventory lender in a manner and of a size sufficient to alert potential buyers of the existence of inventory loan, contact information for the holder of that inventory loan, and that the inventory lender holds the title to the vehicle in its possession. The notice under this subdivision shall be in a form and manner as prescribed by the secretary of state. (b) The used or secondhand vehicle dealer maintains a color copy of the certificate of title, either in paper or electronic form, at the used or secondhand vehicle dealer's place of business. The color copy of the certificate of title shall indicate on its face that it is a copy. The color copy of the title and a disclosure or notice of the vehicle inventory lender's possession of the title sha