Uso de dispositivos financieros revocados o cancelados con intención de fraude

Explicación Simple

Si usas una tarjeta de crédito que ya fue cancelada para comprar algo, estás haciendo algo malo. Si te atrapan, puedes ir a la cárcel o pagar una multa.

Es como intentar usar un boleto de cine que ya no es válido. Aunque quieras ver la película, no puedes entrar porque el boleto ya no sirve.

Ejemplo Práctico

Imagina que Juan intenta comprar un teléfono nuevo con una tarjeta de crédito que su banco canceló porque no pagó a tiempo. Si el cajero se da cuenta, Juan podría enfrentar problemas legales por intentar engañar al banco.

Penalidades

Las penas varían desde multas de hasta $2,000 y prisión de hasta 2 años, dependiendo del valor de lo adquirido.

Texto Original del Estatuto (Inglés)

MCL 750.157s - Use of revoked or cancelled financial transaction device with intent to defraud Sec. 157s. (1) A person who, for the purpose of obtaining goods, property, services, or anything of value, knowingly and with intent to defraud uses 1 or more financial transaction devices that have been revoked or canceled by the issuer of the device or devices, as distinguished from expired, and has received notice of the revocation or cancellation is guilty of a crime as follows: (a) If the value of the goods, property, services, or anything of value is less than $100.00, as follows: (i) For a first offense, a misdemeanor punishable by imprisonment for not more than 93 days or a fine of not more than $500.00, or both. (ii) For an offense following 1 or more prior convictions under this section or a local ordinance substantially corresponding to this section, a misdemeanor punishable by imprisonment for not more than 1 year or a fine of not more than $1,000.00, or both. (b) If the value of the goods, property, services, or anything of value is $100.00 or more but less than $500.00, as follows: (i) For a first or second offense, a misdemeanor punishable by imprisonment for not more than 1 year or a fine of not more than $1,000.00 or 3 times the aggregate value of the goods, property, services, or anything of value, whichever is greater, or both imprisonment and a fine. (ii) For an offense following 2 or more prior convictions under this section, a felony punishable by imprisonment for not more than 2 years or a fine of not more than $2,000.00, or both. For purposes of this subparagraph, however, a prior conviction does not include a conviction for a violation or attempted violation of subdivision (a). (c) If the value of the goods, property, services, or anything of value is