Uso fraudulento de cheques sin fondos en Míchigan

Explicación Simple

No puedes escribir un cheque si no tienes dinero en el banco. Si lo haces con la intención de engañar, puedes ir a prisión o pagar una multa.

Es como si prometieras a un amigo que le vas a prestar tu bicicleta, pero en realidad no tienes una. Si le haces creer que sí, eso no está bien.

Ejemplo Práctico

Imagina que Carlos necesita comprar un teléfono nuevo y decide escribir un cheque por $300. Sin embargo, Carlos no tiene dinero en su cuenta y sabe que no podrá cubrir el cheque. Esto es un delito y podría enfrentar serias consecuencias.

Penalidades

Prisión de hasta 2 años o multa de hasta $500, o ambas.

Texto Original del Estatuto (Inglés)

MCL 750.131a - Check, draft, or order for payment of money; making, drawing, uttering, or delivering without account, credit, or sufficient funds with intent to defraud; violation as felony; penalties Sec. 131a. (1) A person shall not, with intent to defraud, make, draw, utter, or deliver any check, draft, or order for the payment of money, to apply on an account or otherwise, upon any bank or other depository, if at the time of making, drawing, uttering, or delivering the check, draft, or order he or she does not have an account in or credit with the bank or other depository for the payment of the check, draft, or order upon presentation. A person who violates this subsection is guilty of a felony, punishable by imprisonment for not more than 2 years, or by a fine of not more than $500.00, or both. (2) A person shall not, with intent to defraud, make, draw, utter, or deliver, within a period of not more than 10 days, 3 or more checks, drafts, or orders for the payment of money, to apply on account or otherwise, upon any bank or other depository, knowing at the time of making, drawing, uttering, or delivering each of the checks, drafts, or orders that the maker or drawer does not have sufficient funds or credit with the bank or other depository for the payment of the check, draft, or order in full upon its presentation. A person who violates this subsection is guilty of a felony, punishable by imprisonment for not more than 2 years, or by a fine of not more than $500.00, or both.