Designación de Beneficiario para Vehículos en Maryland

Explicación Simple

Si tienes un carro y quieres que alguien más lo tenga cuando mueras, puedes nombrarlo como beneficiario. Esto significa que esa persona se quedará con el carro sin complicaciones después de tu muerte.

Es como ponerle un nombre a una herencia, como cuando le dejas tus juguetes favoritos a tu hermano para que los cuide después de que ya no estés.

Ejemplo Práctico

Imagina que Juan tiene un auto y decide que su hija, Ana, será la beneficiaria. Si Juan fallece, Ana automáticamente se queda con el auto sin tener que pasar por trámites complicados.

Texto Original del Estatuto (Inglés)

Maryland Transportation Code Section 13-115 (2023) - Transfer-on-Death Beneficiary Designation (a) An individual who is the sole owner of a motor vehicle may apply to the Administration to designate a beneficiary to take ownership of the motor vehicle on the death of the owner. (b) The designation of a beneficiary may be shown by the words “transfer–on–death” or the abbreviation “TOD” after the name of the registered owner on a certificate of title. (c) (1) The designation of a beneficiary for a motor vehicle does not affect the ownership of the motor vehicle until the death of the owner of the motor vehicle. (2) The owner of a motor vehicle may cancel or change the designation of a beneficiary at any time without the consent of the beneficiary by applying to the Administration. (d) The designation of a beneficiary is not required to be supported by consideration, and the certificate of title of the motor vehicle for which the designation is made is not required to be delivered to the beneficiary in order for the designation to be effective. (e) On the death of the owner of a motor vehicle who has designated a beneficiary, ownership of a motor vehicle shall pass to the beneficiary if the beneficiary survives the owner. (f) (1) A designated beneficiary who survives the owner shall apply to the Administration for a new certificate of title for the motor vehicle.