Acuerdo de Protección del Valor del Vehículo en Colorado

Explicación Simple

Esta ley habla sobre un tipo de contrato que protege el valor de tu vehículo. Si algo le pasa a tu auto y su valor baja, este contrato puede ayudarte a recuperar parte de ese valor perdido.

Es como tener un seguro para un juguete nuevo; si se rompe o pierde valor, el seguro te ayuda a conseguir uno igual o a recuperar el dinero que gastaste.

Ejemplo Práctico

Imagina que Juan compró un auto nuevo por $20,000. Un año después, su auto sufre un accidente y su valor baja a $15,000. Gracias a su acuerdo de protección del valor, puede recibir una compensación que le ayuda a recuperar parte de esa diferencia.

Texto Original del Estatuto (Inglés)

ompany authorized to issue contractual liability insurance under title 10. (7) "Provider" means a person that is obligated to provide a benefit in accordance with a vehicle value protection agreement. (8) "Secure bill of sale" is an agreement between a dealer and a contract holder that: (a) Identifies the vehicle by year, make, and VIN or by other identifying information; (b) Shows the time and date of sale; and (c) Is signed by both the buyer and the seller. (9) "Vehicle" means: (a) A motor vehicle as defined in section 42-1-102 (58); (b) A powersports vehicle as defined in section 44-20-402 (11); (c) A camper coach as defined in section 42-1-102 (13); or (d) A camper trailer as defined in section 42-1-102 (14). (10) Intentionally left blank —Ed. (a) "Vehicle value protection agreement" means a contractual agreement between a provider and a contract holder that provides benefits applied toward: (I) The value of the contract holder’s covered vehicle upon the occurrence of the following: (A) An adverse event, including damage incurred and reported on a vehicle history report, causing the covered vehicle to decrease in value; (B) The total loss or unrecovered theft of the covered vehicle that, at the time of the loss or theft, had decreased in value compared to the value of the vehicle at the time it was purchased; or (C) Events covered by a contractual agreement between a dealer and a contract holder that provide the contract holder a loyalty benefit when the contract holder r