Licencias para corredores de seguros en California

Explicación Simple

Si quieres vender seguros en California, necesitas una licencia. Esta licencia la obtienes llenando una solicitud y demostrando que puedes hacer bien tu trabajo.

Es como necesitar un permiso para abrir una tienda. Tienes que mostrar que sabes cómo manejar un negocio y que cuidarás a tus clientes.

Ejemplo Práctico

Imagina que Juan quiere ser corredor de seguros. Primero, debe llenar una solicitud y presentar un documento que garantice que cumplirá con las reglas. Si lo hace bien, recibirá su licencia y podrá empezar a ayudar a sus clientes a encontrar seguros.

Texto Original del Estatuto (Inglés)

Insurance Code - INS DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100 - 1879.8] ( Division 1 enacted by Stats. 1935, Ch. 145. ) PART 2. THE BUSINESS OF INSURANCE [680 - 1879.8] ( Part 2 enacted by Stats. 1935, Ch. 145. ) CHAPTER 6. Surplus Line Brokers [1760 - 1780] ( Chapter 6 enacted by Stats. 1935, Ch. 145. ) 1765. (a) A license under this chapter shall be applied for and renewed by the filing with the commissioner of a written application therefor, in accordance with Section 1652. (b) Subject to subdivision (f), the commissioner shall issue a license authorizing any applicant who is trustworthy and competent to transact an insurance brokerage business in a manner as to safeguard the interest of the insured, to act as a surplus line broker from the date of the license until the expiration date specified in Section 1630. (c) An applicant for a surplus line broker’s license shall, as part of the application and a condition of the issuance of the license, file a bond to the people of the State of California in the sum of fifty thousand dollars ($50,000), conditioned that the licensee will fully and faithfully comply with the requirements of this chapter, and all applicable provisions of this code. The bond shall be subject to Sections 1662 and 1663. A surplus line broker bond is not required for an individual licensed as a surplus line broker who transacts only on behalf of a licensed surplus line broker organization. (d) Every applicant for a business entity license, as provided in subdivision (a) of Section 1765.2, shall provide the names of all persons who may exercise the power and perform the duties under the license. Whenever an organization licensed as a surplus line broker desires to change, remove, or add to the natural person or persons who are to tran