Requisitos de educación continua para agentes de seguros en California

Explicación Simple

Si eres agente de seguros en California, necesitas tomar clases para seguir trabajando. Tienes que completar 24 horas de cursos, incluyendo 3 horas sobre ética, antes de renovar tu licencia. Desde marzo de 2023, una de esas horas debe tratar sobre fraude en seguros.

Es como si fueras a renovar tu licencia de conducir: tienes que tomar un curso de manejo y de seguridad vial para demostrar que sabes las reglas de la carretera.

Ejemplo Práctico

Imagina que Marta es agente de seguros de vida y necesita renovar su licencia. Antes de que expire, se inscribe en un curso donde toma 24 horas de clases, incluyendo 3 horas sobre ética, y una de esas horas trata sobre cómo detectar el fraude en seguros. Así, puede renovar su licencia sin problemas.

Penalidades

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Texto Original del Estatuto (Inglés)

Insurance Code - INS DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100 - 1879.8] ( Division 1 enacted by Stats. 1935, Ch. 145. ) PART 2. THE BUSINESS OF INSURANCE [680 - 1879.8] ( Part 2 enacted by Stats. 1935, Ch. 145. ) CHAPTER 5. Production Agencies [1621 - 1758.993] ( Chapter 5 repealed and added by Stats. 1959, Ch. 4. ) ARTICLE 13.5. Prelicensing and Continuing Education [1749 - 1749.9] ( Article 13.5 added by Stats. 1990, Ch. 1420, Sec. 65. ) 1749.33. (a) A life agent licensee shall satisfactorily complete 24 hours of instruction, of which three hours shall be in ethics, prior to renewal of the license. On and after March 1, 2023, the three-hour ethics course shall include one hour of study on insurance fraud. These hours of instruction may be completed at any time prior to renewal of the license. (b) An accident and health or sickness agent licensee shall satisfactorily complete 24 hours of instruction, of which three hours shall be in ethics, prior to renewal of the license. On and after March 1, 2023, the three-hour ethics course shall include one hour of study on insurance fraud. These hours of instruction may be completed at any time prior to renewal of the license. (c) An agent licensed as both a life agent and as an accident and health or sickness agent shall satisfactorily complete a total of 24 hours of instruction, of which three hours shall be in ethics, prior to renewal of the license. On and after March 1, 2023, the three-hour ethics course shall include one hour of study on insurance fraud. These hours of instruction may be completed at any time prior to renewal of the license. (d) Any accident and health or sickness agent who wishes to sell 24-hour care coverage, as defined in Section 1749.02, shall complete a course, program of instruction,