Liberación de gravámenes y obligaciones en Arizona

Explicación Simple

Si alguien te presta dinero para comprar un coche, ellos tienen un derecho sobre ese coche hasta que les pagues. Una vez que pagas todo, ellos deben liberar ese derecho y darte un documento que lo confirme.

Es como cuando pides prestado un libro de la biblioteca. Una vez que devolviste el libro, la biblioteca actualiza su registro y ya no tienes que preocuparte por él.

Ejemplo Práctico

María compró un auto y pidió un préstamo a Juan. Cuando María terminó de pagarle a Juan, él le dio un documento que decía que ya no tenía derechos sobre el auto. Así, María pudo registrarlo a su nombre sin problemas.

Penalidades

Si un acreedor no entrega el título tras recibir el pago, puede enfrentar sanciones civiles.

Texto Original del Estatuto (Inglés)

28-2134 . Satisfaction of lien or encumbrance; assignment of obligation by lienholder; civil penalty A. When a holder of a lien or encumbrance receives payment in full satisfying a lien or encumbrance recorded under this article, the holder of the lien or encumbrance shall release the lien or encumbrance and notify the owner of the vehicle at the address shown on the certificate of title or, if the holder of the lien or encumbrance has been previously notified of sale or transfer of the vehicle, the person who is legally entitled to possession that the department has issued a certificate of title to the person for the vehicle. B. If a holder of a lien or encumbrance assigns the obligation and the holder lawfully has possession of the certificate of title, the holder shall deliver the certificate of title at the time of assignment to the holder's assignee.  If a holder of a lien or encumbrance is not entitled to possession of the certificate of title when the holder assigns the obligation, the holder shall immediately deliver the certificate of title to the assignee when the holder becomes lawfully entitled to and obtains lawful possession of the certificate of title.  The holder's assignee is entitled to hold the certificate of title until the obligation is satisfied.  When the obligation is satisfied, the assignee shall deliver the certificate of title to the next holder of a lien or encumbrance entitled to possession of the certificate of title or, if there is not another holder of a lien or encumbrance entitled to possession of the certificate of title, to the owner of the vehicle as prescribed in subsection A of this section. C. If a holder of a lien or encumbrance who possesses a certificate of title as provided in this article refuses or fails to surrender the