Esta sección explica términos que se usan en leyes sobre dinero y finanzas. Por ejemplo, dice qué significa que algo esté 'adulterado' o 'mal etiquetado', lo que ayuda a entender si una acción es legal o no.
Es como cuando compras frutas en el mercado. Si una manzana tiene un precio que no refleja su calidad, o si te dicen que es de un productor famoso pero en realidad no lo es, eso puede ser engañoso.
Imagina que María trabaja en un banco y descubre que su jefe está vendiendo préstamos falsos. Si el banco no puede pagar a sus clientes porque ha hecho malas inversiones, podría ser considerado 'insolvente' según estas definiciones legales.
13-2201 . Definitions In this chapter, unless the context otherwise requires: 1. "Adulterated" means varying from the standard of composition or quality prescribed by statute or administrative regulation or, if none, as set by established commercial usage. 2. "Fiduciary" means a trustee, guardian, executor, administrator, receiver or any other person carrying on functions of trust on behalf of another person, corporation or organization. 3. "Financial institution" means a bank, insurance company, credit union, savings and loan association, investment trust or other organization held out to the public as a place of deposit for funds or medium of savings or collective investment. 4. "Insolvent" means that, for any reason, a financial institution is unable to pay its obligations in the ordinary or usual course of business or the present fair salable value of its assets is less than the amount that will be required to pay its probable liabilities on its existing debts as they become absolute and matured. 5. "Mislabeled" means: (a) Varying from the standard of truth or disclosure in labeling prescribed by statute or administrative regulation or, if none, as set by established commercial usage; or (b) Represented as being another person's product, though otherwise labeled accurately as to quality and quantity. 6. "Misleading statement" means an offer to sell property or services when the offerer does not intend to sell or provide the advertised property or services: (a) At a price equal to or lower than the price offered; or (b) In a quantity sufficient to meet the reasonably expected public demand, unless the quantity available is specifically stated in the advertisement; or (c) At all. 7. "Security interest" means an interest in personal property or fixtures pursuant to tit
Significa que el producto no cumple con los estándares de calidad que se esperan, ya sea por ley o por costumbre comercial.
Un fiduciario es alguien que maneja bienes o decisiones en nombre de otra persona, como un tutor o un administrador.
Ser insolvente significa que una institución financiera no puede cumplir con sus deudas o que sus activos no cubren sus obligaciones.
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