Definiciones sobre tarjetas de crédito en el Código Penal de Arizona

Explicación Simple

Esta sección explica qué significa tener una tarjeta de crédito y quién puede usarla. También dice qué pasa si la tarjeta ya no es válida porque el banco la canceló.

Es como tener una llave de casa: si el dueño decide cambiar la cerradura, la llave deja de funcionar y ya no puedes entrar.

Ejemplo Práctico

Imagina que María tiene una tarjeta de crédito que usó para comprar ropa. Si su banco le envía una carta diciendo que la tarjeta está cancelada, María ya no podrá usarla para hacer más compras.

Texto Original del Estatuto (Inglés)

13-2101 . Definitions In this chapter, unless the context otherwise requires: 1. "Cancelled or revoked credit card" means a credit card that is no longer valid because permission to use it has been suspended, revoked or terminated by the issuer of the credit card by written notice sent by certified or registered mail addressed to the person to whom the credit card was issued at the person's last known address. Proof that the written notice has been deposited as certified or registered matter in the United States mail addressed to the person to whom the credit card was issued at the person's last known address gives rise to an inference that the written notice has been given to the cardholder. 2. "Cardholder" means any person who is either: (a) Named on the face of a credit card to whom or for whose benefit the credit card is issued by an issuer. (b) In possession of a credit card with the consent of the person to whom the credit card was issued. 3. "Credit card" means: (a) Any instrument or device, whether known as a credit card, charge card, credit plate, courtesy card or identification card or by any other name, that is issued with or without fee by an issuer for the use of the cardholder in obtaining money, goods, services or anything else of value, either on credit or in possession or in consideration of an undertaking or guaranty by the issuer of the payment of a check drawn by the cardholder, on a promise to pay in part or in full therefor at a future time, whether or not all or any part of the indebtedness that is represented by the promise to make deferred payment is secured or unsecured. (b) A debit card, electronic benefit transfer card or other access instrument or device, other than a check that is signed by the holder or other authorized signatory on the d